Budgeting

Cash-only Friday: the UK budgeting trick that makes money feel real, curbs impulse spends, and rewires habits—with practical steps, pitfalls and tracking tips.

Discover how the pay-yourself-first envelope uses automation and smart UK accounts to hide money from temptation, build wealth, and make saving effortless.

Discover the £5‑note wallet swap: a tactile trick that curbs impulse spends by triggering loss aversion and reviving the pain of paying in contactless Britain.

Use the empty-jar trick to turn visible coins into momentum and save around £500 a year. Get practical rules, habit stacks, examples, and bank transfer tips.

Discover how a simple £1-coin jar by the door can painlessly fund holidays. Practical tips, habits, savings examples, and family rituals to make travel happen.

Discover how the red‑pen habit—writing every purchase in red—triggers helpful guilt, reveals patterns, and can halve discretionary spending in a month.

Discover the 90/10 bank split: auto-hide 10% on payday to trick your brain, build savings painlessly, and use UK tools like pots, ISAs and standing orders.