Personal Finance - GrowWmax

Illustration of a £5 note placed at the front of a wallet ahead of a payment card to trigger loss aversion and curb contactless spending

Money & Productivity

November 29, 2025

The £5-note wallet swap that makes you spend less : how feeling real cash triggers loss aversion

Discover the £5‑note wallet swap: a tactile trick that curbs impulse spends by triggering loss aversion and reviving the pain of paying in contactless Britain.

Illustration of a clear glass savings jar with visible coins and a goal label, demonstrating the empty-jar trick that builds saving momentum toward £500 a year

Money & Productivity

November 29, 2025

The empty-jar trick that saves £500 a year automatically : how visible coins create saving momentum

Use the empty-jar trick to turn visible coins into momentum and save around £500 a year. Get practical rules, habit stacks, examples, and bank transfer tips.

Illustration of a £1-coin jar by the front door used to save for holidays

Money & Productivity

November 29, 2025

The £1-coin jar by the door that pays for holidays : how pocket change adds up without noticing

Discover how a simple £1-coin jar by the door can painlessly fund holidays. Practical tips, habits, savings examples, and family rituals to make travel happen.

Illustration of the 48-hour rule that stops impulse buys by waiting 48 hours to let the dopamine rush fade

Home & Cleaning

November 29, 2025

The 48-hour rule that stops impulse buys instantly : how waiting kills the dopamine rush

Discover the 48-hour rule that kills the dopamine rush behind impulse buys. Learn the science, step-by-step tactics, exceptions, and money-saving tips that stick.

Illustration of a person using a red pen to write every purchase in a notebook to cut spending

Money & Productivity

November 29, 2025

The red-pen habit that cuts your spending in half : how writing every purchase triggers guilt

Discover how the red‑pen habit—writing every purchase in red—triggers helpful guilt, reveals patterns, and can halve discretionary spending in a month.

Illustration of the 90/10 bank split with 10% of income automatically moved into a hidden savings pot on payday to make saving feel painless

Money & Productivity

November 29, 2025

The 90/10 bank split that makes saving feel painless : how automatically hiding 10 % tricks your brain

Discover the 90/10 bank split: auto-hide 10% on payday to trick your brain, build savings painlessly, and use UK tools like pots, ISAs and standing orders.

Illustration of cash-only Friday: paying with notes and coins to reset a budget and reduce impulse spending

Money & Productivity

November 29, 2025

The cash-only Friday trick that resets your budget : how feeling money leave rewires spending brain

Cash-only Friday: the UK budgeting trick that makes money feel real, curbs impulse spends, and rewires habits—with practical steps, pitfalls and tracking tips.

Illustration of a person setting an automated transfer on a UK banking app while placing cash into an envelope labeled 'Pay Yourself First'

Money & Productivity

November 29, 2025

The “pay yourself first” envelope that builds wealth on autopilot : how hiding money tricks future you

Discover how the pay-yourself-first envelope uses automation and smart UK accounts to hide money from temptation, build wealth, and make saving effortless.